為何申請DRP ?有見及此，本協會以節省利息的百分比來收費，而且債務人在申請時不需要立即繳交債務重組費用。因此，在这种情况下，最好的选择还是唯一的选择就是从债务重组公司获得債務 舒緩 計劃以清算债务。债务再融资是用债权人提供的更好条款和条件的债权人用新债务替换旧债务的过程。豐盛專業理財中心憑豐富債務處理經驗，會先了解債務人（客戶）的個人收入及財務狀況，評估還款能力，然後向法庭及債權人提出償還款項可行方案，以法庭聆訊及頒佈臨時命令的過程，加上債權人同意執行欠款人提交的方案建議，保證IVA 個人自願安排方案建議，保證在IVᎪ計劃下，欠款人的資產能夠合理分發給債權人以還款。
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债务重组和债务融资通常是互相混淆卜Ť 两个非常不同的过程，但它们有一个共同点就是两个人都用来解决困扰的债务问题。本文将提供对这两个术语及其差异的深入了解。该公司为债务人预留了一个银行帐户，以存放用于减免债务的资金，然后他们从该资金中支付债务人的债权人。通过债务减免计划解决债务可以减轻财务负担，并使企业免于破产。了解情况后，将债务减免计划提交给债务人。债务重组是为了从重组公司获得任何债务减免计划，而债务再融资是为了更好的债务条款和条件而改变贷款的债权人。
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获得债务减免计划后，客户不再需要自己与债权人打交道。债务重组是人谁一直无法控制自己的债务和面临的问题，以支付他们的债务付款，但不希望无法负担宣布破产，出于某种原因。任何债权人都不会再发送任何通知。还询问债务人每月的支出，例如交通，房屋抵押或其他任何支出。债务重组公司获得债务人的财务状况。债务人只需向其债务重组公司付款。他们与债务人的债权人进行谈判，以允许他以比他欠他们的更低的利率和更长的时间偿还更少的债务。
任何重组公司都应考虑债务人的最佳利益，与所有客户的债权人进行谈判。由接觸客戶開始，全程由專業的財務策劃顧問跟進，以客為本，提供一對一服務。相反,我們會在完全掌握客戶的基本資料和需要後，做一個詳盡的分析，憑著豐富的理財經驗，制訂出最合適的方案供客戶選擇。鑑於諸多問題，基本上，我們已由2008年起停辦 IVA。作為專業的債務重組公司，我們提供專屬香港債務重組相關服務，並以「不成功，不收費」為服務宗旨，協助申請人輕鬆償還欠債，避免破產，重過新生活。信用卡債務越積越多，每月只還min pay以為好輕鬆？